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Dashboard
Net worth, trends, and upcoming bills at a glance.
Track every dollar. Offline, by default.
Records, budgets, investments, and AI insights — all stored on your phone. Cloud sync is optional; privacy isn't.
Android · Direct download
APK · Android 8+ · Pro upgrade via Play Store
Mac App Store
Coming soon · Mac App Store
iPad
In development
Apple Watch
In development
100%
Offline-first
0
Ads · Trackers
BYOK
AI keys on-device
Built for real life
Everything about your money, in one app.
▲
Records
Fast entry, voice input, receipt photos, calendar view.
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Accounts
Checking, savings, cards, cash — in any currency.
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Investments
Live quotes, portfolio allocation, per-holding history.
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Budgets
Monthly budgets per category with pacing and transfers.
★
AI Advisor
Bring your own Anthropic or OpenAI key for on-device insights.
See it in action
Designed to feel native on iPhone.
Also on Mac
The same ledger, on the Mac you already trust.
Sidebar shell, multi-pane views, ⌘-driven navigation. Records, investments and reports breathe at full desktop pace — same offline-first data, same end-to-end encrypted sync.
Open by design
Bring your own AI. Wire MoneyWise into your tools.
An OAuth-protected MCP server lets Claude, Cursor and any MCP-compatible assistant read your accounts and transactions. Bring your own API keys — your data and your spend stay yours.
MCP server
An OAuth-protected Model Context Protocol endpoint exposes accounts, transactions and net worth as structured tools your AI assistant can call.
Bring your own key
Plug in Anthropic, OpenAI or other API keys for the in-app AI Advisor and Daily Brief. Keys live in the system keychain — never our servers.
Tested with the assistants you use
Claude Desktop and Cursor work out of the box. Any MCP-compatible client can connect with one paste of the server URL.
Tested clients Claude Desktop Cursor Any MCP client
Privacy, not a feature
Your data stays on your phone.
MoneyWise is built local-first. No ads, no trackers, no data sale — ever.
Offline-first
Every record is stored locally in an encrypted SQLite database. Works with airplane mode on.
Optional cloud sync
Sync across your own devices when you turn it on. Rows are encrypted at rest; we can't read them.
BYOK AI
Bring your own Anthropic or OpenAI key. Keys live in the iOS keychain and never transit our servers.
Pricing
Free for everyday use. Pro when you need more.
No trial games. No dark patterns. Cancel any time in the App Store.
Free
Everything you need on a single device.
$0
- ✓ Unlimited records, accounts, and budgets
- ✓ Investments and portfolio tracking
- ✓ AI advisor (bring your own key)
- ✓ Local encrypted storage
Pro
Pro
Sync, backup, and more across every device.
7-day free trial
$49.99 /yr
or $6.99/mo
- ✓ Everything in Free
- ✓ Multi-device encrypted cloud sync
- ✓ Automatic cloud backup
- ✓ Receipt and attachment photos
- ✓ Pooled AI credits (no API key needed)
Take back control of your money.
Free to download. Pro subscription optional.
Android · Direct download
APK · Android 8+ · Pro upgrade via Play Store
Mac App Store
Coming soon · Mac App Store
iPad
In development
Apple Watch
In development