Every feature, in plain English.
MoneyWise covers everyday tracking and serious analysis. Here's what's inside.
Dashboard
The first thing you see every morning. Total net worth, daily spending, upcoming bills, and a mini trend for every account.
- ✓Net worth with month-over-month change
- ✓Calendar view of transactions
- ✓Upcoming bills with due dates
- ✓Per-account mini trend charts
Records
Fast entry for expenses, income, and transfers. Group by day, attach photos, set recurrence, and review pending items in one tap.
- ✓Voice input with automatic category detection
- ✓Receipt photo attachments
- ✓Recurring transaction schedules
- ✓Pending review queue
Budgets
Set monthly budgets per category. Pacing tells you if you're spending too fast. Transfer between categories when life changes.
- ✓Monthly, weekly, or yearly periods
- ✓Pacing indicator vs. same period last month
- ✓Transfer between categories in-app
- ✓Per-category donut breakdown
Investments
Live prices for stocks and crypto. Portfolio allocation donut, per-holding history, and AI insights on your positions.
- ✓Real-time quotes and day change
- ✓Portfolio allocation breakdown
- ✓Buy/sell transaction log per holding
- ✓Historical price charts
AI Advisor
Bring your own Anthropic or OpenAI key. The advisor reads your (local) data and answers questions — nothing leaves your device unless you ask.
- ✓Works with Anthropic Claude or OpenAI
- ✓Keys stored in iOS keychain
- ✓Monthly spending analysis
- ✓Portfolio rebalancing suggestions
Security
Face ID / Touch ID lock. All data encrypted at rest. Optional cloud sync uses end-to-end encrypted rows — we can't read them.
- ✓Biometric app lock
- ✓Local SQLite encryption
- ✓End-to-end encrypted cloud sync
- ✓No third-party analytics or ads
